AKAN BERAKHIRNYA MATA WANG KERTAS

Amaran 1: Israel, sebuah negara haram yang mengusai dunia hari ini (bukannya Amerika Syarikat), telah mengeluarkan syiling emas pertama mereka pada tahun lepas. Ini menandakan tak lama lagi akan bermulalah era baru di mana sistem wang emas bakal digunakan dan tiada lagi wang kertas!
Link: http://www.jpost.com/Israel/Article.aspx?id=175441

Amaran 2: Sudah 80 tahun kerajaan US berhenti menggunakan emas dan perak sebagai wang dan sudah 40 tahun US memutuskan standard emas dgn dollar US dan kini, mereka telah pun memulakan langkah untuk kembali menggunakan wang emas dan perak sebagai sistem urusniaga seharian. Semuanya bermula di UTAH pada bulan Mac lalu!
Link: http://www.foxnews.com/politics/2011/03/03/utah-considers-return-gold-silver-coins/

Amaran 3: Kebanyakan bank-bank yang dulunya menggalakkan org ramai agar memajak emas mereka di Arrahnu milik mereka kini TIDAK lagi menerima emas jenis jongkong dan syiling dinar bagi tujuan tersebut. Bank-bank kini hanya menerima barang kemas sahaja. Kerana apa? Mereka tahu kini semakin ramai yang sedar akan hal ini...bank hanya mahukan wang kita untuk dimanipulasikan, bukannya emas kita... Apabila kita menggunakan bank untuk memanipulasikan wang mereka dgn emas yang kita pajakkan, mereka sebenarnya sudah ketakutan...

Amaran 4: Abu Bakar Ibnu Abi Maryam melaporkan, bahawa beliau mendengar Nabi Muhammad telah berkata:
Akan tiba suatu zaman...di mana tiada apa yang bernilai...dan boleh digunakan oleh umat manusia. Maka simpanlah dinar dan dirham untuk digunakan. [Hadis dari rekod Imam Ahmad Ibnu Hanbal ]

Amaran 5: Filem 2012 yang telah ditayangkan di seluruh dunia dicanangkan oleh pihak Barat bahawa dunia bakal kiamat. Apakah benar? Tetapi, apakah kiamat yang dimaksudkan sama seperti apa yang filem 2012 itu maksudkan? Ya...memang sama kerana dunia belum musnah, akan tetapi hanya menghancurkan sebahagian daripada dunia ini. Tetapi, dipercayai bukan kemusnahan fizikal yang akan berlaku. Akan tetapi, kemusnahan yang dimaksudkan adalah Kehancuran Ekonomi dunia seperti yang digambarkan oleh Presiden US sendiri, Barrack Obama yang menganggap dunia bakal menghadapi kehancuran ekonomi jika beliau dan Republikan tidak dapat menyelesaikan hutang negara itu yang semakin meruncing dan ini bakal ditentukan pada 2 0gos 2011.
Link: http://www.bharian.com.my/bharian/articles/EmaslepasiparasAS_1_600seauns/Article

Minyak wangi boleh membuatkan jin muntah

Minyak wangi boleh membuatkan jin muntah. Bau wangi merupakan santapan roh. Ianya dapat menyegarkan jiwa, memberi kesegaran rohani dan dapat membangkitkan semangat dalaman seseorang. Bau wangi dikatakan dapat membersihkan otak dan jantung serta setiap organ dalaman tubuh manusia.

Bau-bau wangian mempunyai khasiat dan para malaikat amat menyukainya. Manakala syaitan-syaitan amat membencinya, kerana diantara perkara yang disukai syaitan adalah bau yang busuk dan menjijikkan. Minyak wangi yang disapu pada hidung pesakit yang kerasukan ketika rawatan, hasilnya 99% dari mereka akan termuntah. Jin yang mengganggu akan mengeluh minyak wangi itu terlalu busuk untuk mereka hidu. Kerana itulah di antara tanda-tanda mereka yang mengalami masalah gangguan jin, adalah tidak suka pada bau-bau wangian. Roh yang baik akan menyukai bau yang wangi manakala roh yang jahat akan menyukai bau yang busuk. Setiap roh akan cenderung pada bau yang sesuai dengannya.

Ada riwayat mengatakan Nabi Sulaiman a.s adalah orang yang mula-mula mengetahui sifat-sifat penyembuhan pada herba dan bunga-bungaan. Setiap bunga, pokok dan tumbuh-tumbuhan mempunyai bentuk zahir dan juga rohnya (fizikal dan spiritual). Disinilah timbulnya ilmu aromatherapy, iaitu cara merawat penyakit dengan menggunakan bau-bauan. Haruman-haruman tersebut dapat dihasilkan dengan beberapa cara seperti menekan bunga sehingga minyak keluar dari kelopaknya atau dengan menyuling air melalui kelopak bunga dan berbagai-bagai cara lagi. Minyak wangi yang mengandungi alkohol tidak sesuai untuk tujuan rawatan atau membuat ubat. Ini adalah kerana campuran alkohol pada zat bunga itu, akan "membunuh" zat bunga tersebut.

Di dalam alam kesufian, minyak wangi digunakan pada setiap peringkat perkembangan perasaan (tingkatan-tingkatan perasaan). Ianya bertujuan untuk mempengaruhi emosi dan pusat-pusat kerohanian. Contohnya seperti minyak cendana, disyorkan apabila hendak melakukan amalan kerohanian yang serius kerana ianya dapat mendiamkan egoisma badan terutamanya berkenaan dengan tenaga batin. Begitu juga dengan minyak bunga ros, ianya dapat membersih dan mempertingkatkan kekuatan fizikal, mental, emosional dan spiritual.

Untuk tujuan rawatan dan membenteng diri dari gangguan jin, minyak wangi boleh dibacakan dengan surah-surah seperti Al-Fatihah, Al-Ikhlas, Al-Falaq, An-Nas serta ayatul Qursi, atau boleh dibacakan dengan apa juga ayat-ayat Al-Quran, selawat atau zikir-zikir tertentu. Ianya juga boleh digunakan untuk tujuan pelaris dan pemanis. Cuma ianya memerlukan kaedah-kaedah yang khusus dan niat yang baik dari si pemakai. Ini adalah untuk mengelakkan kehadiran jin pendamping.

Malaysian economy: A misplaced optimism?

Given the recent enormous drop in the nation’s FDI to a whooping 81% (World Investment Report, WIR 2010), the announcement of 8.9% GDP growth in the 2Q compared with -3.9% yoy in 2009, came as a great relief to many.

It is the third consecutive quarter of growth. Though it’s slightly lower than the 10.1% of the 1Q, it nonetheless brings the much needed comfort and assurance. Overall, the economy grew by 9.5% for the first half of 2010.

More substantively, the growth was said to have been essentially driven by stronger domestic demand due mainly to higher private consumption and continued improvements in both private and public spending. So it was claimed.

Additionally robust growth in external demand and trade similarly spurred the supply-side of our domestic manufacturing and services sectors.

Just as we are about to be back on our bullish view of the economy, this writer unfortunately will gently remind us that not all is well, over and done with.

Quite on the contrary, we are in fact dangerously treading a precarious path of recovery with the pending double dip always lurking devilishly ahead.

More importantly and on a longer timeline, some fundamental and structural problems need serious addressing. These are economic malaises that have entrapped us in a decade of stagnation with a negligible increase in real wages hence stuck in the prolonged middle-income trap, a low value-added activities and low productivity.

Global economy is slowing down

Firstly, back to the issue of relying on a robust external demand to drive growth and domestic production. A robust growth in the second half of this year is not as promising. The global economy after receiving massive fiscal and monetary stimulus is now heading for a sharp slowdown as the multiplier effect of those measures wanes.

Worse still is the scenario where governments and consumers of the advanced economies – US, UK and Europe - will be spending less and are now concerned with de-leveraging their debts. Meanwhile nations saving too much – China, Asia, Germany and Japan – are not willing to spend and produce more for obvious reason to compensate for the fall in demand by the de-leveraging countries earlier.

Hence you have a ‘double-whammy’ situation of diminishing global aggregate demand in the recovery exacerbating the softer and lower economic growth.

Even if the global economy is to escape a W-shaped double-dip recession, the likely scenario for advanced economies, is at best a U-shaped not a V-shaped recovery.

In the Euro-zone meanwhile, the outlook will be even worse as governments’ austerity drives set in and stock market falls.

If we are to rely on China to drive our growth, we may be in for a disappointment as China is already slowing their growth for fear of economic overheating. With the other advanced economies and Euro taking a continued beating, it will have a further knock-on effect on China’s growth. This will be bad news for all other Asian economies shifting expectation to piggy-beg on China’s imports for sustaining their growth.

With the scenario of US growth decelerating to 1.5%, the Euro zone stagnating, while Japan’s economy continues to be in an L-shape recovery, even if the global economy were to escape a double-dip, the extreme downsides of these all acting in concert could similarly trigger a recession-like shock.

Our growth curve's downward path

Besides, a closer look at the claim of the Bank Negara may not after all be that assuring. Bank Negara noted that the manufacturing sector registered the highest growth of 15.9 percent followed by the service sector at 7.3 percent.

However, the first quarter performance revealed that manufacturing registered a growth of 17 percent, while achieving 8.5 percent for the service sector.

The growth for the construction sector has similarly dwindled from 8.7 percent to 4.1 in the second quarter. In other words these indicators are all on a downward path.

For the year-end outlook, Bank Negara said that the domestic demand was expected to increase and support growth in the second half of the year. If this writer recalls correctly, the consumer’s sentiment as recently reported by MIER is not as bullish as the government painted it to be, as to support domestic demand.

In anticipation of further withdrawal of subsidies and the introduction of a new consumption tax, the GST, the government doesn’t seem to be getting their fiscal policy right– subsidy and taxation- it seems to this writer, anyway. There is a clear mismatch of encouraging domestic demand with both the fiscal and monetary policy of the BN government going in the opposite direction.

Recent spate of OPR increases, though described as ‘normalisation’ may affect cost of funding and eventually affect domestic investment and spending.

However, burdened with increasing debt and fiscal deficit, the degree of freedom in using such stabilizing measures is much stifled and limited.

Hence, it pays if the BN government is to be honest and truthful about the very cautious optimism, lest it has to eat humble-pie for the second half of the year.

Structural and fundamental economic malaises

On a more substantive approach and on a longer timeline, there are clear ‘mismatches’ both structurally and fundamentally that need to be addressed, dismantled and reconstructed.

Najib’s policies of ‘liberalization’ and ‘inclusiveness’ that generated an immediate appeal, were in apparent collision course with his own party’s ethnic-based ideology. So far it doesn’t move beyond his rhetoric. His flip-flop is ever more pronounced of late.

Talks of moving into a higher income economy and spurring growth through private investment, both domestic and foreign have already hit a snag with the WIR report.

Concrete measures to attract and increase appetite for both local and foreign investors absent over and above doing ‘more of the same’ are not identified.

Excuses of failures abound. We seem not to understand that Fiscal Reform has to be a part of a wider programme of macroeconomic and political reform.

Besides, a higher income economy is premised on higher productivity hence presupposing a fundamental shift from labour-intensive to capital-intensive and finally to knowledge-based industries and enterprises.

However, willingness to address serious labour and industrial policy are evidently missing. Evidently we are not ready to bite the bullet.

Let’s get real and see what is on the ground.

A recent survey of conducted by the Associated Chinese Chambers of Commerce and Industry of Malaysia (ACCCIM) on their members who were mainly wholesalers, retailers, manufacturers, professionals, service providers and construction entrepreneurs, revealed that 63% of the respondents are heavily dependent on foreign workers.

To all intents and purposes, until and unless we address the over-reliance on foreign workers, not only to man our construction and plantation industries but as well our manufacturing and service sectors, rest assured that we will be stuck to this ‘low-income’ trap to doomsday.

The question to ask is how possible is that? Or perhaps a blunt way of putting it is do we want to go that way? Are we prepared for that shift?

Much as we know that this is the bottle-neck of it all, we still need them to rack up decent growth numbers yearly and the vicious cycle continues unending.

To answer the above question of whether it is possible after all, the answer is yes. We have simply to break the vicious cycle if we seriously want to move in that direction.

Perhaps it is best not to view the ‘foreign labour’ issue as mutually exclusive to a ‘higher income and performing economy’. We need to think out of the box.

To do that it presupposes that we must be prepared to re-skill and retool our workforce to be at least semi-skilled and to focus on greater specialization of production. Meanwhile a more concerted programme at the tertiary level of education must be put in place to prepare a greater pool of skilled and knowledge workers.

With 77% of secondary school leavers entering the workforce armed with merely SPM qualification, we are in for a major overhaul. It challenges our earnestness and commitment to put money where the skill and talent are to be produced.

But with the news of big ticket infrastructural projects back in the pipeline, the like of the multi-billion Greater KL development, alongside the jaw-dropping RM43billion MRT mega-project, 3,300 acres of Sungai Buloh, Sungai Besi etc, it doesn’t take a professor of economics to tell us that we are back to square one.

Yes we may be back on Growth Trajectory albeit driven again by huge Government spending (G-factor) and already many dubious direct-nego dealings in the 2nd wave privatization with a concomitant enlarging circle of billionaires club of rent-seekers.

Even if we were to achieve the income target per capita of RM38,850 in 2015 with an annual growth of 6%, will it bother us then to witness the yawning income-disparity, malignant corruption and leakages to continue unchecked?

So what are we in for? It’s back to the old paradigm of development and growth model.

So what is new of the NEM? That spells doom for the already ailing Malaysian economy. Will it be a case of a Misplaced Optimism?

Siti Khadijah Binti Khuwailid.

Siti Khadijah Binti Khuwailid.

Description: Lady Khadijah was the first wife of Prophet Muhammad SAW. Prophet Mohammad SAW was twenty-five, while Khadijah had reached her forty. She was a widow and twice married. He was at the peak of his youth. Impressed by Muhammad’s honesty and moral character, she sends a relative to propose marriage. They were married for twenty five years until her death.

The Mother of the Believers

She was the first person to embrace Islam. Through every persecution, Khadijah binti Khuwailid was his sole companion and helper. Khadijah played a major contribution in the establishment and spread of the Islamic civilization. All his children were born from her, except Ibrahim. ‘Aishah RA said: “I never felt jealous of any of the wives of the Prophet SAW as I did of Khadijah, although she died before he married me, because of what I heard him say about her.”

Khadijah came from a noble family, her father, Khuwailid, was one of the most honoured leaders of their tribe. Her husband had also died, leaving her as a very wealthy woman of Makkah. When Muhammad was young, she entrusted him to trade missions to Syria. Muhammad known for his honesty, truthfulness and trustworthiness, returned from Syria with large profit. Impressed with the account of his journey, she soon decided to propose him as her husband. Many eminent nobles of the Quraish had proposed to her earlier but she turned them down. Muhammad and Khadijah were married when Prophet's uncle, Abu Talib bin Abdul Muttalib gave his blessing.

For fifteen years, they lived together happily and Khadijah bore several children. Their first child, a son whom they named Qasim, died when he was only two years old. Abdullah too died in the infancy. Muhammad and Khadijah also had four daughters who survived: Zainab, Ruqaiyah, Umm Kalthum and Fatimah. Khdijah has a daughter, Hind, from her previous marriage. In their household there was also Zaid ibn Harithah. Zaid was an Arab from the tribe of Kalb who was captured as a boy and brought to Makkah to be sold in the slave market. He was bought by Khadijah's nephew and put in her service. Zaid became attached to Muhammad and devoted himself to his service. Their relationship was like that of a son to a father.

The more Khadijah came to know about her husband, the more she loved and respected him. Everyone in Makkah called him 'Al-Amin', which means 'the trustworthy one', and she, more than anyone else, knew how fitting this name.

It became Muhammad's custom each year to spend the month of Ramadhan in seclusion and reflection in a Mountain on the outskirts of Makkah. One his favorite retreat is the Cave of Hira’ on the Jabal Nur', which is. Khadijah always made sure that he had enough food particularly Sawiq, and drink during his retreat. This was until that day came, when Muhammad returned home trembling with fear saying:

"Cover me! Cover me!"

Muhammad was swarmed with the trauma, Khadijah consoled him put him to sleep on her laps. When he recovered Muhammad then he related to his wife:

"While I was in the cave, the angel Jibril (Gabriel) came to me and said: 'Recite.' I replied: 'I cannot recite'. So he took me and embraced me tightly, then let me go and repeated the order: ‘Recite.’ ‘I cannot recite,’I said , and once again he embraced me till I was exhausted then released me. Then he ordered once more: ‘Recite.’ I proclaimed: ‘I cannot recite!’ He embraced me for a third time and after releasing me said:

"Recite in the name of your Lord who created. Created man from a clinging substance. Recite and your Lord is the most Generous." [Al-'Alaq: 96:1-3]

Then I went out until I was at the mountain, I heard a sound coming from the sky saying: 'O Muhammad! You are the Messenger of Allah and I am Jibril.' So I raised my head up to see, and I saw Jibril spreading his wings throughout the horizon saying: 'O Muhammad! You are the Messenger of Allah and I am Jibril." Then I stopped in my place, gazing, and did not walk forward or backward until he went away. And here I am, O mother of 'Abdullah (Khadijah)!"

Khadijah said to the Prophet: "O father of Al-Qasim! I sent some of my messengers to look for you and they looked everywhere and did not find you, then they returned." Then she smiled and said: "Cheer up, my dear husband; for I hope that you are the prophet of this nation. Allah will never humiliate you, for you are good to your relatives, you are true to your word, you help those who are in need, you support the weak, you feed the guest and you answer the call of those who are in distress."

After that, she went with the Prophet to meet her cousin, Waraqah bin Nawfal bin Asad bin 'Abd Al-'Uzza, who had embraced Christianity in the pre-Islamic period and used to write the Bible in Hebrew. He was elderly and had become blind.

Khadijah said: "O My cousin! Listen to your nephew!" Waraqah enquired: "O my nephew! What did you see?" The Messenger of Allah told him what had happened to him. Waraqah replied, "This is the Namus (i.e., the Angel who is entrusted with the Divine messages) that Allah sent to Musa (Moses). I wish I were younger. I wish I could live to the time when your people will drive you out."

Muhammad asked: "Will they drive me out?"

Waraqah answered in the affirmative and said: "Anyone who had come with something similar to what you have brought was treated with hostility, and if I should live to that day, then I would strongly support you."

This hadith is related in both of the two most authentic collections of the Prophet's traditions prepared by Al-Bukhari and Muslim, and also related by Imam Ahmad in his collection.

At-Tabaari also relates the following hadith, on the authority of 'Abdullah ibn Al-Zubair:

The Prophet SAW said: "While I was asleep he came to me carrying a case of a very rich material in which there was a book. He said: "Read". I replied: "I am not a reader." He pressed me so hard that I felt that I was about to die. Then he released me and said, 'read'. I asked: 'What shall I read?' (I said this only out of fear that he might repeat what he had done to me before.) He said: 'Read: in the name of your Lord who created. It is He who created man from clots of blood. Read! Your Lord is the Most Bounteous, who has taught the use of the pen. He has taught man what he did not know.' I read it. He stopped. Then he left me and went away. I woke up feeling that it was actually written in my heart."

The Prophet went on to say: "No man was ever more loathsome to me than poets or deranged persons. I could not bear even looking at either.

I thought: 'The man [meaning himself] is undoubtedly a poet or deranged. This shall not be said about me amongst the Quraish. Let me climb higher up the mountain and throw myself down and get rid of it all.

I went to carry out this intention. When I was halfway up the mountain, I heard a voice coming from the heavens saying: 'Muhammad, you are the Messenger of God and I am Gabriel.' I raised my head up to the sky and I saw Gabriel in the image of a man with his feet next to one another up on the horizon.

He said again: 'Muhammad, you are the Messenger of God and I am Gabriel.' I stood in my place looking up at him; he distracted me from my intention. I was standing there unable to move.

I tried to turn my face away from him and to look up at the sky, but wherever I looked I saw him in front of me. I stood still, moving neither forward nor backward.

Khadijah sent her messengers looking for me and I remained standing in my place all the while until they went back to her. He then left me and I went back to my family." (At-Tabaari)

Khadijah was a constant source of help and comfort for him through the difficulties which he had to endure. All her wealth was spent in the way of Allah in helping to spread the Message of Islam, to free slaves who had embraced Islam, and to feed and shelter the community of Muslims that slowly began to grow in numbers and strength.

After a great deal of hard work and sincere effort, Khadijah reached a high level and an exalted position amongst the Muslims. It was related by Abu Hurairah that on one occasion when Khadijah was still alive, Jibril came to the Prophet SAW and said:

"O Messenger of Allah! Khadijah is coming with a bowl of soup [or food or drink] for you. When she comes to you, give her greetings of peace from her Lord and from me, and give her the good news of a Palace of Jewels in the Garden, where there will be neither any noise nor any tiredness."

'Ali bin Abu Talib narrated that the Allah's Messenger SAW said: "The best of the world's women is Maryam [Mary] in her lifetime. The best of the world's women is Khadijah [in her lifetime]."

Khadijah lived as an honorable, free woman and died as a merciful believing woman, for the Prophet SAW said after her death: "Allah has not blessed me with a woman like Khadijah: she believed in me at a time when people were disbelievers; she comforted me by her money at a time when people prohibited me; and Allah has blessed me with children from her, amongst all of my wives."